AI SME Grant Singapore · Comparison
AI PSG vs CTC Grant Singapore.
PSG funds the AI tool; CTC funds the 4-component transformation (equipment + software + consultancy + training) around the impacted staff.
Productivity Solutions Grant PSG | Company Training Committee Grant CTC | |
|---|---|---|
| Subsidy rate | Up to 50% | Up to 70% |
| Focus | Tool acquisition | 4-component transformation around impacted staff |
| Funder | Enterprise Singapore | NTUC / e2i |
| Typical timeline | 2-6 weeks | 6-12 weeks |
| Project length | Single deployment | 6-18 months ongoing |
| Best for | Buying AI tools fast | Redesigning roles around AI |
| Requires CTC? | No | Yes — Company Training Committee must be established |
Pick PSG if
- You're deploying a specific AI tool from the pre-approved list
- You don't need formal workforce redesign for this rollout
- Speed of deployment matters more than depth of change management
Pick CTC if
- AI deployment requires substantial role redesign and retraining
- You have a workforce that needs to fundamentally change how it works
- Your company can establish a Company Training Committee
- You want the highest subsidy rate available (70%)
Can I stack the AI PSG Grant Singapore with the AI CTC Grant Singapore?
PSG + CTC is the right stack when you're deploying productised AI AND transforming the function around it. PSG funds the off-the-shelf tool; CTC funds the equipment, software, consultancy and training that transforms the impacted team. Common for F&B chains, retail SMEs, and professional services firms where AI changes how staff work day-to-day.
How an AI Consultant in Singapore decides between PSG and CTC
The decision usually isn't which one — it's which order and which scope. A consultant with PMC certification and active experience across both grants can sequence the applications to maximise total funding while keeping scopes cleanly separated. Talk to me about your AI PSG/CTC grant strategy →
AI PSG vs CTC Grant Singapore
Frequently asked questions
Yes — and you should when AI deployment changes how your team works. PSG funds the tool itself; CTC funds the equipment, software, consultancy and training that transforms the impacted team around it. Combined effective subsidy often exceeds 55%.
CTC is higher at up to 70%, vs PSG at up to 50%. But they fund different things: CTC funds the 4-component transformation (equipment, software, consultancy, training) around impacted staff; PSG funds an off-the-shelf tool from the vendor catalogue.
Not strictly — CTC was originally for unionised companies but has expanded to non-unionised SMEs committed to genuine workforce transformation. The mandatory step is forming a Company Training Committee (employer + employee representatives).
Yes, and ideally they should. The PSG (tool purchase) and CTC (transformation around impacted staff) applications need cleanly separated scopes but should share the same overall transformation thesis. A single consultant who understands both prevents inconsistencies.
Next step
Pick the right grant — or stack both.
Book a 30-minute scoping call and I'll help you decide between PSG and CTC for your business, and whether stacking them is worth the additional scope work.
Other grant comparisons