Short answer
Use PSG when a pre-approved off-the-shelf solution does the job — it funds 50%, caps at S$30,000, and approves in weeks. Use EDG when you need a custom build, consultancy, or deeper transformation — it funds 50% for SMEs with no fixed cap, but requires a project proposal and takes longer. Many SMEs use both.
Key facts
- PSG: off-the-shelf, 50%, S$30k cap, fast
- EDG: custom/consultancy, 50% for SMEs, project-based, slower
- EDG needs a proposal mapped to capability outcomes (Stage 2/3)
- They are not mutually exclusive — sequence or stack them
The test is whether a listed product solves your problem. If yes, PSG is faster and simpler. If you need something bespoke — a custom platform, a consultancy-led process redesign — that is EDG territory.
A common sequence: PSG-fund the foundational tools now (clean data, POS, HRMS), then EDG-fund the custom layer once that data justifies it. I advise on that sequencing so you don't over-scope an EDG project before the foundation exists.
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Sources:EnterpriseSG, IMDA, NTUC, Singapore Government open data. Factual content (grant rules, eligibility, vendor data, pricing) is sourced directly from official government portals and remains the copyright of those respective agencies. Analysis, commentary and editorial framing are the author's own. Always verify the latest on GoBusiness, EnterpriseSG, or SMEs Go Digital before applying.